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420-24 SPRUCE STREET

PLAINFIELD, Union County, NJ

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14 days until sale
Wednesday, October 7, 2026
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Key facts

Sale date10/7/2026
Judgment$51,070,023
Upset price$415,244
Sheriff #CH-25002753
PlaintiffCITIBANK, N.A.
AttorneyPOWERS KIRN LLC
AI

What you should know

A residential or commercial property located at 420-24 Spruce Street in Plainfield, New Jersey is scheduled for sheriff sale. The property is subject to a foreclosure action brought by Citibank, N.A. in Union County. The sale is scheduled for October 7, 2026.

Generated from listing data. May contain errors — verify independently.

Due diligence

Verify everything before bidding. These point to the authoritative public records — WritBid doesn't host them.Parcel BLOCK 502 LOT 34.

Equity signal

PRO
Judgment (debt)$51,070,023
Bank opening bid$415,244
$50,654,779 below judgment
the bank opens under the debt — possible negotiating room

No independent value estimate available for this property. The bank’s opening bid sits below the judgment, which can signal room to negotiate — but confirm with comps and a lien search.

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Bid worksheet

Model this deal end-to-end. Adjust every field. Nothing is saved; this is decision support, not financial advice.

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Purchase (max bid)$415,244
Rehab$15,000
Carrying (6mo)$21,512
Selling costs$43,185
Total invested$494,941
Projected profit $44,876
Return on cost 9.1%

Estimate excludes liens, back taxes, and title issues that survive a sheriff sale. Always run a title search before bidding.

Listing timeline

Every tracked change to this sale — a history you won't find on the county site.

  • Sale adjourned
    Adjourned per Court Order
    Oct 7, 2026
  • First tracked by WritBid
    Aug 5, 2026
  • Sale adjourned
    Plaintiff Adjournment
    Jul 29, 2026
  • Sale adjourned
    Defendant Adjournment
    Apr 8, 2026
  • Sale adjourned
    Sheriff Adjournment
    Feb 11, 2026

Disclaimer

WritBid is not an official source. Verify all details with the Union County Sheriff's Office before bidding.

Any property information provided is for informational purposes only and has not been verified for its accuracy or completeness. Where available, the information provided has been obtained from a state, county, or local governmental or quasi-governmental entity, which may include an agency, department, board, commission, bureau, division, or a military or public safety organization. Property descriptions, documents, and pictures may not accurately describe or depict the property. No representations or warranties are made regarding the contents, accuracy, or completeness of any information provided. Prospective buyers should conduct their own independent due diligence. Prospective buyers are also encouraged to review public records that may contain important information concerning this property.

Location & nearby sales

This sale (gold) and other active sheriff sales nearby. Double-click a pin to open it.

Nearby sales

Sourced from county Salesweb portal Last confirmed Sep 22, 9:59 PM Data status →